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Virgin Money UK provides a wide range of financial products including current accounts, credit cards, business accounts, savings, ISAs, mortgages, investments, and insurance. It emphasizes customer-friendly service with app and online banking, branches open until at least 2030, and awards like Personal Finance Provider of the Year. The bank serves 6.6 million customers and focuses on fairer banking, social impact, and integration with Nationwide by April 2026. Products feature no-nonsense deals, balance transfer cards, and FSCS protection up to £120,000.