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Swirlcard.com operates as Ireland’s leading prepaid payment card provider through SWIRL Card, a prepaid Mastercard solution for personal and business use worldwide. The service offers free physical and virtual prepaid cards loaded in multiple currencies, accepted in over 45 million locations where Mastercard is accepted, both online and in‑store. Users can manage accounts, top up instantly, and transfer money via the SWIRL mobile app, alongside features like secure virtual cards for online purchases, spending control, and card suspension if lost or stolen. The platform also supports corporate gift and rewards programs, including SWIRL Mastercard Gift Cards that employers use under Ireland’s small‑benefits tax regime. The product line targets consumers seeking flexible, fee‑transparent alternatives to credit cards, micro‑businesses, and HR or finance teams designing employee benefit schemes.
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